Deadlines: Varies. Before your next payment is due.
Description: If you can’t make your monthly house payments, you can request mortgage forbearance: partial payments or no payments for a specific time—usually 6 months.
Eligibility: People unable to make mortgage payments due to the disaster
How to apply: Contact your mortgage servicer
Phone: To talk with a Department of Housing and Urban Development-approved housing counselor before agreeing to forbearance, call 800-569-4287
Personal Info: Current phone number, address to receive mail (links to ways to retrieve this info)
Notes:. Interest still accrues, but the lender won’t charge late fees or report you to credit bureaus.
Do you have to pay your mortgage if your house is destroyed?: http://library.hsh.com/articles/homeowners-repeat-buyers/do-you-have-to-pay-your-mortgage-if-your-house-is-destroyed.html